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Our financial services deliver expert guidance through effective wealth-building strategies. We are dedicated to empowering our clients to achieve robust fiscal health and plan with confidence for your financial future.
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Financial Planning
Business Solutions

GL, Work Comp, Commercial Auto &Professional Liability

Discover how our team can help you focus on and implement actionable plans today that will have a transformative impact on your financial wellness for years to come. Our expert advisors are dedicated to providing personalized guidance in: Building a robust retirement fund, enjoying a fulfilling retirement, safeguarding your wealth, and successfully reaching your long-term goals.

We analyze your business needs and provide a complete service strategy. We have access to products and services that will benefit your business, its employees and you, the owner. Services include but are not limited to: Business Insurance (Work Comp, GL, Professional Liability, etc.), Key Man Life Insurance, Deferred Compensation, Group Life Insurance and Group Health Insurance.

City Center
Estate Planning
401k Management

Setup, Planning and Management

We are dedicated to partnering with you to empower your beneficiaries to inherit substantial wealth and carry forward your legacy. Our strategy includes: Equipping your spouse or partner to confidently manage finances, providing essential financial education to inspire future generations, fostering open family meetings to share and clarify your vision, guiding your children in understanding their roles and responsibilities as your estate transitions. Together, we can build a powerful legacy that will resonate through generations.

We thoughtfully adjust and rebalance your investments in response to market shifts and your evolving goals, empowering you with a dynamic and responsive investment strategy.

Life Insurance

Life insurance is designed to provide your loved ones with financial support after your death – support that can act as an income replacement should it be needed. When you purchase life insurance, you choose the coverage amount. That coverage amount typically varies from a few thousand dollars to a couple million dollars. If you die while your policy is active, your beneficiaries receive a check for your death benefit, replacing the income you would have otherwise brought into your household. For more information click here.

Personal Investment Advisory

You will benefit from the expertise of a dedicated wealth advisor, along with a team of seasoned wealth management specialists committed to helping you realize your financial aspirations. Whether your objective is to build, safeguard, or seamlessly transfer your wealth to those you care about, our comprehensive suite of tailored services is designed to empower your success and secure your financial future.

619-349-4118 ext.203 

adamtoor@thepartnerswm.com

299 Webster Street
Monterey, CA 93940 

Legal Disclosures: Check the background of ThePARTNERS Financial Solution Financial Professionals (ThePARTNERS Financial Solutions) on FINRA’s BrokerCheck. ThePARTNERS Financial Solutions provides its investment advisory services through ThePARTNERS Wealth Management, LLC dba ThePARTNERS Wealth Management (ThePARTNERS), an investment adviser registered with the Securities and Exchange Commission (SEC). Registration with the SEC does not imply a certain level of skill or training.

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ThePARTNERS Financial Solutions is not affiliated with ThePARTNERS.
The statements, claims, content, and/or commentary made herein and in ThePARTNERS Financial Solutions and ThePARTNERS’ other websites, videos, podcasts, blog posts, articles, and other publications or materials (collectively, the “Materials”) provide general market commentary or information and/or express the personal opinion of the author or speaker, which does not necessarily reflect the views or opinions of ThePARTNERS Financial Solutions and ThePARTNERS. The content in the Materials should not be interpreted as providing legal, tax, or investment advice, nor is it a solicitation to effect, or attempt to effect transactions in securities. Additionally, it does not constitute the rendering of personalized investment advice for compensation over the internet. It is intended for informational purposes only.


ThePARTNERS and its representatives may only transact business or provide investment advice in states where registered, where required notices have been filed, or where they are otherwise excluded or exempted from such registration or filing requirements. Please check with us to ensure we are registered in your state.
 

Neither ThePARTNERS Financial Solutions nor ThePARTNERS provide accounting, legal, or tax advice. Please consult your accountant, legal, and/or tax advisor for specific information relating to your individual situation.


ThePARTNERS Financial Solutions and ThePARTNERS make no guarantee that the objectives associated with a particular strategy will be achieved or profitable. Past performance is no guarantee of future performance and investors may lose their entire investment.


If any performance reports are displayed on this website, they are not intended to replace or supersede custodian-generated reporting. ThePARTNERS Financial Solutions and ThePARTNERS encourage a periodic comparison of performance reports to same-dated custodial statements. Security prices have been obtained from sources believed to be reliable, but accuracy or completeness cannot be guaranteed. Occasional minor variations may exist due to certain pricing differentials, accrued interest calculation methodology, and/or trade date versus settlement date convention. Investment performance cannot be properly evaluated by comparing total cost to total market value. Only changes in market value over time adjusted for deposits and withdrawals should be utilized for this purpose. Cost figures may not be appropriate for tax purposes.


All investments in securities involve a risk of loss of capital and no guarantee or representation can be made that an investment will generate profits or that an investment will not incur a total loss of invested capital. Furthermore, nothing herein is intended to imply that ThePARTNERS Financial Solutions and ThePARTNERS’ investment strategies may be considered “conservative”, “safe”, “risk free” or “risk averse.”


Certain information on the Materials has been obtained or derived from unaffiliated third-party sources believed by ThePARTNERS Financial Solutions and ThePARTNERS to be reliable. Neither ThePARTNERS Financial Solutions and ThePARTNERS nor any of their affiliates or representatives make any representation or warranty, express or implied, as to the accuracy or completeness of the information contained herein.


The investment services and products mentioned on the Materials may often have tax consequences; therefore, it is important to bear in mind that ThePARTNERS Financial Solutions and ThePARTNERS do not provide tax advice. The levels and bases of taxation can change. Investors' tax affairs are their own responsibility and investors should consult their attorneys or other tax advisors in order to understand the tax consequences of any products and services mentioned herein.

©2025 by THE PARTNERS

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