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What You Need to Know About Tweaking Your 401(k) Plan for 2025


Dear Valued Employee,

As the financial advisor of your 401(k) plan, we want to ensure that you have all the tools and resources necessary to make informed decisions when it comes to your financial future.


Via the links below, you will find articles published in major publications on news and key information as 2025 is well underway.


Bloomberg

Nov 18, 2024

Coming changes that will affect your retirement along with some tips on being more strategic with savings.


Dec 13, 2024

Yes, to the extent you can afford it, you should participate in your 401(k) plan


Barron's

Aug 29, 2024

Many companies give new employees an automatic nudge to save for retirement. Like it not, you're enrolled in the company's 401(k) plan and have to opt out if you don't want to sock away money with every paycheck.


Remember, I am here to help answer any questions you may have regarding your 401(k) plan. Your financial well-being is my top priority, and I am here to support you every step of the way.


401k Consultation

• How to enroll in the 401K

• How to rollover from an existing 401K into the 401K

• Distribution & Loan Options

• Setting proper Salary deferral

• Limits on contributions

• Benefits of contributing to a traditional OR Roth IRA

• Performance assessment

• Risk Tolerance & Retirement Goals

• Available investments in the plan


Additional products and services:


• Life Insurance

• Auto/Home Insurance

• Business Insurance (GL, Work Comp, Commercial Auto and Professional Liability)

• Financial Planning

• Estate Planning


*Please note: The information provided in this material is for educational and informational purposes only and does not take into account any particular investment objectives, financial situation or needs, and is not a solicitation or recommendation of any investment strategy and/or to buy or sell any of the products mentioned. Investing involves risk, including the potential loss of principal. There is no assurance that any investment strategy will achieve its objectives, and investments are not suitable for all persons. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Any investment advisory services shall be offered through PARTNERS Wealth Management LLC, an SEC-Registered Investment Advisor.

Thank you for trusting me with your financial future. Together, we can secure a brighter tomorrow!

Best regards,

Dale Walker


Investment Advisor Representative

619-349-4118 Office 619-957-2683 Cell

ThePARTNERS Wealth Management

299 Webster Street

Monterey, CA 93940




Investment Advisory services are provided by PARTNERS Wealth Management, LLC., an SEC-registered investment advisor. Registration with the SEC does not imply a certain level of skill or training. Representatives of an entity listed may only conduct business with residents of the states and jurisdictions they are properly registered. Check the background of the investment firm on SEC’s Adviser Check.

The information contained in this e-mail message is intended only for the personal and confidential use of the recipient(s) named above. If the reader of this message is not the intended recipient or an agent responsible for delivering it to the intended recipient, please notify us immediately by e-mail, and delete the original message without any review/dissemination thereof. Please remember to contact ThePARTNERS Wealth Management, LLC, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you want to impose, add, to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure statement discussing our advisory services and fees continues to remain available for your review upon request. Please do not leave instructions to buy or sell securities as your trade will not be executed. Please also be advised that there can be no assurance that any email request will be reviewed and/or acted upon on the day it is received-please be guided accordingly.


Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207 Purshe Kaplan Sterling Investments and The Partners Wealth Management are not affiliated companies.

619-349-4118 ext.203 

aprillewis-gies@thepartnerswm.com

299 Webster Street
Monterey, CA 93940 

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