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It’s Time for a Portfolio Reality Check



Dear Valued Employee,

As the financial advisor of your 401(k) plan, we want to ensure that you have all the tools and resources necessary to make informed decisions when it comes to your financial future.


Via the links below, you will find an article published in Forbes & Barons Magazines that review year end action items for your retirement plan.


Barron's

Nov 27, 2024

As fun as it’s been to watch stocks soar, it’s time to for a reality check: Your portfolio may now be out of whack, and if the party gets ugly, you’ll be happy to have left a little early.


Forbes

Nov 27, 2024

Investors can create a well-structured plan to help achieve their financial goals before year-end. Check out these six investment planning ideas to consider.



This article provides:


Considerations for year end plan.


Remember, I am here to help answer any questions you may have regarding your 401(k) plan. Your financial well-being is my top priority, and I am here to support you every step of the way.


401k Consultation

• How to enroll in the 401K

• How to rollover from an existing 401K into the 401K

• Distribution & Loan Options

• Setting proper Salary deferral

• Limits on contributions

• Benefits of contributing to a traditional OR Roth IRA

• Performance assessment

• Risk Tolerance & Retirement Goals

• Available investments in the plan


Additional products and services:


• Life Insurance

• Auto/Home Insurance

• Business Insurance (GL, Work Comp, Commercial Auto and Professional Liability)

• Financial Planning

• Estate Planning

*Please note: The information provided in this material is for educational and informational purposes only and does not take into account any particular investment objectives, financial situation or needs, and is not a solicitation or recommendation of any investment strategy and/or to buy or sell any of the products mentioned. Investing involves risk, including the potential loss of principal. There is no assurance that any investment strategy will achieve its objectives, and investments are not suitable for all persons. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Any investment advisory services shall be offered through PARTNERS Wealth Management LLC, an SEC-Registered Investment Advisor.

Thank you for trusting me with your financial future. Together, we can secure a brighter tomorrow!

Best regards,

Dale Walker

Investment Advisor Representative

619-349-4118 Office 619-957-2683 Cell

ThePARTNERS Wealth Management

299 Webster Street

Monterey, CA 93940




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619-349-4118 ext.203 

aprillewis-gies@thepartnerswm.com

299 Webster Street
Monterey, CA 93940 

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The statements, claims, content, and/or commentary made herein and in ThePARTNERS Financial Solutions and ThePARTNERS’ other websites, videos, podcasts, blog posts, articles, and other publications or materials (collectively, the “Materials”) provide general market commentary or information and/or express the personal opinion of the author or speaker, which does not necessarily reflect the views or opinions of ThePARTNERS Financial Solutions and ThePARTNERS. The content in the Materials should not be interpreted as providing legal, tax, or investment advice, nor is it a solicitation to effect, or attempt to effect transactions in securities. Additionally, it does not constitute the rendering of personalized investment advice for compensation over the internet. It is intended for informational purposes only.


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ThePARTNERS Financial Solutions and ThePARTNERS make no guarantee that the objectives associated with a particular strategy will be achieved or profitable. Past performance is no guarantee of future performance and investors may lose their entire investment.


If any performance reports are displayed on this website, they are not intended to replace or supersede custodian-generated reporting. ThePARTNERS Financial Solutions and ThePARTNERS encourage a periodic comparison of performance reports to same-dated custodial statements. Security prices have been obtained from sources believed to be reliable, but accuracy or completeness cannot be guaranteed. Occasional minor variations may exist due to certain pricing differentials, accrued interest calculation methodology, and/or trade date versus settlement date convention. Investment performance cannot be properly evaluated by comparing total cost to total market value. Only changes in market value over time adjusted for deposits and withdrawals should be utilized for this purpose. Cost figures may not be appropriate for tax purposes.


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